Credit Risk Scoring platform

CRM™

As part of a “good” practice Banks should periodically review its application of its internal credit scoring methodology and assure themselves that (a) the methodology remains “fit for purpose” and (b) that the 1-year TTC probabilities of default it uses remain appropriate. This is all part of maintenance for Basel purposes and an implicit expectation under IFRS 9.

Consider enhancing current credit assessment practices and procedures by using Credit Risk Scoring Platform (CRM™)

About CRM ™

A commercial credit risk management platform designed to support the credit risk management process. It provides a comfortable platform to support credit decisions and risk assessment workflow. It is also a benchmarking tool allowing the user to generate quick and easy industry score with a complete credit report.

BENEFITS

CRM™ provides quick and easy access to asses credit risk

Excellent tool for benchmarking internal assessments

Industry pre-calculated data as country risks, industry risks, financial benchmarks are incorporated into the platform

The platform asses credit risks for organisations across all corporate industries

Unlimited scores per license

24/7 technical support

WHO WOULD BENEFIT FROM CRM™

Head of Credit Risk

Treasurers

Credit Risk Management Departments

Risk Managers

Risk Analysts

Deal Originators

0

Industries

0

Countries

0

Revised objective guidelines

0

Financial benchmarks

COUNTRY RISK

Our country risk analysis comprise analysis of the operating environment in the particular country, including, importantly, the specific economic or country risks that can have an overwhelming impact on company creditworthiness, both direct and indirect

INDUSTRY ANALYSIS

Our industry scores analysis focuses on the strength of industry prospects, as well as competitive factors affecting that industry, where main characteristics include the sector’s growth and profit potential, degree of cyclicality, ease of entry, vulnerability and regulation

METHODOLOGY

The underlying analytical methodology of the CRM™ model forms the analytical process rendering a common framework, which involves fundamental assessment of business and competitive profile followed with financial analysis of the company. And our pre-calculated ratio statistics and benchmarks both for sectors and individual companies are incorporated

SOLUTIONS

Our solutions range from highly flexible to transparent credit risk management PD and LGD models accessible via CRM™ Platform

Executive Dashboard

Consolidate and organise current and historical reports in a single view

View real-time graphs from CRM™ data

The Executive Dashboard is completely integrated with Risk-Enterprise CRM™ and it has the added advantage that Managers do not need to login-in to the CRM™ audit and download reports

GOAL

Risk-Enterprise Limited (“Risk-Enterprise) is dedicated to bringing your business all the advantages of achieving excellence in credit risk management

CRM™ Platform

CRM™ PLATFORM

Provides quick and easy credit risk score

INDUSTRY BENCHMARK

Excellent tool for benchmarking internal assessments

PRE-CALCULATED DATA

Industry pre-calculated data incorporated in the platform

REPORT GENERATION

Automated credit report

INDUSTRIES

The platform asses credit risks for businesses across all industries

24/7 SUPPORT

24/7 Technical support